Call report 2007Q3
CITIZENS FIRST BANK — 2007Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,658,000 | USD | evidence → |
| Total loans | 282,313,000 | USD | evidence → |
| Allowance for loan losses | 3,004,000 | USD | evidence → |
| Securities available for sale | 25,003,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,586,000 | USD | evidence → |
| Interest-bearing deposits | 219,277,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,309,000 | USD | evidence → |
| Equity capital | 25,540,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,116,000 | USD | evidence → |
| Interest expense | 7,738,000 | USD | evidence → |
| Net interest income | 8,378,000 | USD | evidence → |
| Noninterest income | 1,733,000 | USD | evidence → |
| Noninterest expense | 5,054,000 | USD | evidence → |
| Provision for loan losses | 517,000 | USD | evidence → |
| Pretax income | 4,540,000 | USD | evidence → |
| Income tax | 1,719,000 | USD | evidence → |
| Net income | 2,821,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,380,000 | USD | evidence → |
| Total capital | 28,384,000 | USD | evidence → |
| Risk-weighted assets | 267,618,000 | USD | evidence → |