Call report 2007Q2
CITIZENS FIRST BANK — 2007Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 319,126,000 | USD | evidence → |
| Total loans | 282,872,000 | USD | evidence → |
| Allowance for loan losses | 2,926,000 | USD | evidence → |
| Securities available for sale | 24,465,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 242,779,000 | USD | evidence → |
| Interest-bearing deposits | 217,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,326,000 | USD | evidence → |
| Equity capital | 25,129,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,589,000 | USD | evidence → |
| Interest expense | 5,077,000 | USD | evidence → |
| Net interest income | 5,512,000 | USD | evidence → |
| Noninterest income | 1,069,000 | USD | evidence → |
| Noninterest expense | 3,387,000 | USD | evidence → |
| Provision for loan losses | 241,000 | USD | evidence → |
| Pretax income | 2,953,000 | USD | evidence → |
| Income tax | 1,118,000 | USD | evidence → |
| Net income | 1,835,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,224,000 | USD | evidence → |
| Total capital | 28,150,000 | USD | evidence → |
| Risk-weighted assets | 264,012,000 | USD | evidence → |