Call report 2007Q1
CITIZENS FIRST BANK — 2007Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 310,286,000 | USD | evidence → |
| Total loans | 275,020,000 | USD | evidence → |
| Allowance for loan losses | 2,939,000 | USD | evidence → |
| Securities available for sale | 22,839,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,606,000 | USD | evidence → |
| Interest-bearing deposits | 220,981,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,625,000 | USD | evidence → |
| Equity capital | 24,629,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,172,000 | USD | evidence → |
| Interest expense | 2,483,000 | USD | evidence → |
| Net interest income | 2,689,000 | USD | evidence → |
| Noninterest income | 508,000 | USD | evidence → |
| Noninterest expense | 1,716,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 1,246,000 | USD | evidence → |
| Income tax | 470,000 | USD | evidence → |
| Net income | 776,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,491,000 | USD | evidence → |
| Total capital | 27,430,000 | USD | evidence → |
| Risk-weighted assets | 254,964,000 | USD | evidence → |