Call report 2006Q4
CITIZENS FIRST BANK — 2006Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 307,296,000 | USD | evidence → |
| Total loans | 274,861,000 | USD | evidence → |
| Allowance for loan losses | 2,747,000 | USD | evidence → |
| Securities available for sale | 22,826,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,613,000 | USD | evidence → |
| Interest-bearing deposits | 207,800,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,813,000 | USD | evidence → |
| Equity capital | 24,098,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,872,000 | USD | evidence → |
| Interest expense | 8,073,000 | USD | evidence → |
| Net interest income | 10,799,000 | USD | evidence → |
| Noninterest income | 2,032,000 | USD | evidence → |
| Noninterest expense | 6,695,000 | USD | evidence → |
| Provision for loan losses | 445,000 | USD | evidence → |
| Pretax income | 5,691,000 | USD | evidence → |
| Income tax | 2,161,000 | USD | evidence → |
| Net income | 3,530,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,009,000 | USD | evidence → |
| Total capital | 26,756,000 | USD | evidence → |
| Risk-weighted assets | 262,779,000 | USD | evidence → |