Call report 2006Q3
CITIZENS FIRST BANK — 2006Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 298,442,000 | USD | evidence → |
| Total loans | 266,914,000 | USD | evidence → |
| Allowance for loan losses | 2,646,000 | USD | evidence → |
| Securities available for sale | 21,888,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,128,000 | USD | evidence → |
| Interest-bearing deposits | 191,920,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,208,000 | USD | evidence → |
| Equity capital | 23,294,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,716,000 | USD | evidence → |
| Interest expense | 5,642,000 | USD | evidence → |
| Net interest income | 8,074,000 | USD | evidence → |
| Noninterest income | 1,537,000 | USD | evidence → |
| Noninterest expense | 5,026,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | 4,415,000 | USD | evidence → |
| Income tax | 1,666,000 | USD | evidence → |
| Net income | 2,749,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,182,000 | USD | evidence → |
| Total capital | 25,828,000 | USD | evidence → |
| Risk-weighted assets | 257,480,000 | USD | evidence → |