Call report 2006Q2
CITIZENS FIRST BANK — 2006Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 285,544,000 | USD | evidence → |
| Total loans | 253,210,000 | USD | evidence → |
| Allowance for loan losses | 2,537,000 | USD | evidence → |
| Securities available for sale | 21,477,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,738,000 | USD | evidence → |
| Interest-bearing deposits | 197,690,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,048,000 | USD | evidence → |
| Equity capital | 23,041,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,842,000 | USD | evidence → |
| Interest expense | 3,443,000 | USD | evidence → |
| Net interest income | 5,399,000 | USD | evidence → |
| Noninterest income | 1,026,000 | USD | evidence → |
| Noninterest expense | 3,292,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 3,103,000 | USD | evidence → |
| Income tax | 1,176,000 | USD | evidence → |
| Net income | 1,927,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,203,000 | USD | evidence → |
| Total capital | 25,740,000 | USD | evidence → |
| Risk-weighted assets | 241,818,000 | USD | evidence → |