Call report 2005Q3
CITIZENS FIRST BANK — 2005Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 277,516,000 | USD | evidence → |
| Total loans | 246,028,000 | USD | evidence → |
| Allowance for loan losses | 2,857,000 | USD | evidence → |
| Securities available for sale | 21,387,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 197,613,000 | USD | evidence → |
| Interest-bearing deposits | 162,937,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,676,000 | USD | evidence → |
| Equity capital | 22,720,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,479,000 | USD | evidence → |
| Interest expense | 3,612,000 | USD | evidence → |
| Net interest income | 7,867,000 | USD | evidence → |
| Noninterest income | 1,496,000 | USD | evidence → |
| Noninterest expense | 4,380,000 | USD | evidence → |
| Provision for loan losses | 173,000 | USD | evidence → |
| Pretax income | 4,810,000 | USD | evidence → |
| Income tax | 1,823,000 | USD | evidence → |
| Net income | 2,987,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,404,000 | USD | evidence → |
| Total capital | 25,261,000 | USD | evidence → |
| Risk-weighted assets | 233,496,000 | USD | evidence → |