Call report 2005Q4
CITIZENS FIRST BANK — 2005Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 279,068,000 | USD | evidence → |
| Total loans | 246,185,000 | USD | evidence → |
| Allowance for loan losses | 2,571,000 | USD | evidence → |
| Securities available for sale | 21,007,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 204,586,000 | USD | evidence → |
| Interest-bearing deposits | 168,164,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,422,000 | USD | evidence → |
| Equity capital | 22,868,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,689,000 | USD | evidence → |
| Interest expense | 5,124,000 | USD | evidence → |
| Net interest income | 10,565,000 | USD | evidence → |
| Noninterest income | 1,967,000 | USD | evidence → |
| Noninterest expense | 5,861,000 | USD | evidence → |
| Provision for loan losses | 106,000 | USD | evidence → |
| Pretax income | 6,565,000 | USD | evidence → |
| Income tax | 2,490,000 | USD | evidence → |
| Net income | 4,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,707,000 | USD | evidence → |
| Total capital | 25,278,000 | USD | evidence → |
| Risk-weighted assets | 234,044,000 | USD | evidence → |