Call report 2005Q2
CITIZENS FIRST BANK — 2005Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,021,000 | USD | evidence → |
| Total loans | 236,788,000 | USD | evidence → |
| Allowance for loan losses | 2,816,000 | USD | evidence → |
| Securities available for sale | 21,920,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 204,729,000 | USD | evidence → |
| Interest-bearing deposits | 170,538,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,191,000 | USD | evidence → |
| Equity capital | 22,582,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,460,000 | USD | evidence → |
| Interest expense | 2,287,000 | USD | evidence → |
| Net interest income | 5,173,000 | USD | evidence → |
| Noninterest income | 986,000 | USD | evidence → |
| Noninterest expense | 2,941,000 | USD | evidence → |
| Provision for loan losses | 122,000 | USD | evidence → |
| Pretax income | 3,096,000 | USD | evidence → |
| Income tax | 1,172,000 | USD | evidence → |
| Net income | 1,924,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,110,000 | USD | evidence → |
| Total capital | 24,901,000 | USD | evidence → |
| Risk-weighted assets | 223,220,000 | USD | evidence → |