Call report 2005Q1
CITIZENS FIRST BANK — 2005Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 271,301,000 | USD | evidence → |
| Total loans | 238,355,000 | USD | evidence → |
| Allowance for loan losses | 2,846,000 | USD | evidence → |
| Securities available for sale | 23,448,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,781,000 | USD | evidence → |
| Interest-bearing deposits | 171,804,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,977,000 | USD | evidence → |
| Equity capital | 21,747,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,656,000 | USD | evidence → |
| Interest expense | 1,114,000 | USD | evidence → |
| Net interest income | 2,542,000 | USD | evidence → |
| Noninterest income | 476,000 | USD | evidence → |
| Noninterest expense | 1,464,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 1,509,000 | USD | evidence → |
| Income tax | 569,000 | USD | evidence → |
| Net income | 940,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,478,000 | USD | evidence → |
| Total capital | 24,290,000 | USD | evidence → |
| Risk-weighted assets | 224,976,000 | USD | evidence → |