Call report 2004Q4
CITIZENS FIRST BANK — 2004Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,129,000 | USD | evidence → |
| Total loans | 240,869,000 | USD | evidence → |
| Allowance for loan losses | 2,825,000 | USD | evidence → |
| Securities available for sale | 23,761,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 197,987,000 | USD | evidence → |
| Interest-bearing deposits | 170,045,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,942,000 | USD | evidence → |
| Equity capital | 21,425,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,773,000 | USD | evidence → |
| Interest expense | 3,734,000 | USD | evidence → |
| Net interest income | 10,039,000 | USD | evidence → |
| Noninterest income | 1,875,000 | USD | evidence → |
| Noninterest expense | 5,854,000 | USD | evidence → |
| Provision for loan losses | 420,000 | USD | evidence → |
| Pretax income | 5,640,000 | USD | evidence → |
| Income tax | 2,122,000 | USD | evidence → |
| Net income | 3,518,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,994,000 | USD | evidence → |
| Total capital | 23,813,000 | USD | evidence → |
| Risk-weighted assets | 225,534,000 | USD | evidence → |