Call report 2005Q2
ESSEX BANK — 2005Q2
The 22 measures ESSEX BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 252,566,000 | USD | evidence → |
| Total loans | 174,319,000 | USD | evidence → |
| Allowance for loan losses | 2,235,000 | USD | evidence → |
| Securities available for sale | 55,606,000 | USD | evidence → |
| Securities held to maturity | 3,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 213,111,000 | USD | evidence → |
| Interest-bearing deposits | 183,131,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,980,000 | USD | evidence → |
| Equity capital | 28,965,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,828,000 | USD | evidence → |
| Interest expense | 1,817,000 | USD | evidence → |
| Net interest income | 5,011,000 | USD | evidence → |
| Noninterest income | 779,000 | USD | evidence → |
| Noninterest expense | 3,614,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 2,029,000 | USD | evidence → |
| Income tax | 445,000 | USD | evidence → |
| Net income | 1,584,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,985,000 | USD | evidence → |
| Total capital | 29,831,000 | USD | evidence → |
| Risk-weighted assets | 192,594,000 | USD | evidence → |