Call report 2005Q1
ESSEX BANK — 2005Q1
The 22 measures ESSEX BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,813,000 | USD | evidence → |
| Total loans | 162,232,000 | USD | evidence → |
| Allowance for loan losses | 2,192,000 | USD | evidence → |
| Securities available for sale | 53,612,000 | USD | evidence → |
| Securities held to maturity | 3,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 204,951,000 | USD | evidence → |
| Interest-bearing deposits | 179,059,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,892,000 | USD | evidence → |
| Equity capital | 28,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,321,000 | USD | evidence → |
| Interest expense | 862,000 | USD | evidence → |
| Net interest income | 2,459,000 | USD | evidence → |
| Noninterest income | 387,000 | USD | evidence → |
| Noninterest expense | 1,776,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 995,000 | USD | evidence → |
| Income tax | 216,000 | USD | evidence → |
| Net income | 779,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,569,000 | USD | evidence → |
| Total capital | 29,761,000 | USD | evidence → |
| Risk-weighted assets | 176,812,000 | USD | evidence → |