Call report 2005Q3
ESSEX BANK — 2005Q3
The 22 measures ESSEX BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 258,872,000 | USD | evidence → |
| Total loans | 180,316,000 | USD | evidence → |
| Allowance for loan losses | 2,231,000 | USD | evidence → |
| Securities available for sale | 54,413,000 | USD | evidence → |
| Securities held to maturity | 3,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 217,862,000 | USD | evidence → |
| Interest-bearing deposits | 188,221,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,641,000 | USD | evidence → |
| Equity capital | 29,772,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,575,000 | USD | evidence → |
| Interest expense | 2,949,000 | USD | evidence → |
| Net interest income | 7,626,000 | USD | evidence → |
| Noninterest income | 1,211,000 | USD | evidence → |
| Noninterest expense | 5,501,000 | USD | evidence → |
| Provision for loan losses | 160,000 | USD | evidence → |
| Pretax income | 3,184,000 | USD | evidence → |
| Income tax | 685,000 | USD | evidence → |
| Net income | 2,499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,932,000 | USD | evidence → |
| Total capital | 30,774,000 | USD | evidence → |
| Risk-weighted assets | 199,569,000 | USD | evidence → |