Call report 2025Q2
VALOR BANK — 2025Q2
The 22 measures VALOR BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 284,166,000 | USD | evidence → |
| Total loans | 247,734,000 | USD | evidence → |
| Allowance for loan losses | 2,131,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 253,154,000 | USD | evidence → |
| Interest-bearing deposits | 223,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,093,000 | USD | evidence → |
| Equity capital | 22,753,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,862,000 | USD | evidence → |
| Interest expense | 4,002,000 | USD | evidence → |
| Net interest income | 5,860,000 | USD | evidence → |
| Noninterest income | 1,463,000 | USD | evidence → |
| Noninterest expense | 4,263,000 | USD | evidence → |
| Provision for loan losses | 147,000 | USD | evidence → |
| Pretax income | 2,933,000 | USD | evidence → |
| Income tax | 127,000 | USD | evidence → |
| Net income | 2,806,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,807,000 | USD | evidence → |
| Total capital | 25,047,000 | USD | evidence → |
| Risk-weighted assets | 200,410,000 | USD | evidence → |