Call report 2025Q3
VALOR BANK — 2025Q3
The 22 measures VALOR BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 271,340,000 | USD | evidence → |
| Total loans | 236,112,000 | USD | evidence → |
| Allowance for loan losses | 2,131,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,699,000 | USD | evidence → |
| Interest-bearing deposits | 217,298,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,401,000 | USD | evidence → |
| Equity capital | 24,028,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,972,000 | USD | evidence → |
| Interest expense | 5,906,000 | USD | evidence → |
| Net interest income | 9,066,000 | USD | evidence → |
| Noninterest income | 2,443,000 | USD | evidence → |
| Noninterest expense | 6,572,000 | USD | evidence → |
| Provision for loan losses | 147,000 | USD | evidence → |
| Pretax income | 4,810,000 | USD | evidence → |
| Income tax | 217,000 | USD | evidence → |
| Net income | 4,593,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,082,000 | USD | evidence → |
| Total capital | 26,322,000 | USD | evidence → |
| Risk-weighted assets | 193,605,000 | USD | evidence → |