Call report 2025Q1
VALOR BANK — 2025Q1
The 22 measures VALOR BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 284,392,000 | USD | evidence → |
| Total loans | 247,074,000 | USD | evidence → |
| Allowance for loan losses | 2,142,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,697,000 | USD | evidence → |
| Interest-bearing deposits | 223,242,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,455,000 | USD | evidence → |
| Equity capital | 22,092,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,800,000 | USD | evidence → |
| Interest expense | 1,998,000 | USD | evidence → |
| Net interest income | 2,802,000 | USD | evidence → |
| Noninterest income | 553,000 | USD | evidence → |
| Noninterest expense | 2,042,000 | USD | evidence → |
| Provision for loan losses | 158,000 | USD | evidence → |
| Pretax income | 1,189,000 | USD | evidence → |
| Income tax | 57,000 | USD | evidence → |
| Net income | 1,132,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,146,000 | USD | evidence → |
| Total capital | 24,383,000 | USD | evidence → |
| Risk-weighted assets | 200,505,000 | USD | evidence → |