Call report 2024Q1
VALOR BANK — 2024Q1
The 22 measures VALOR BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,258,000 | USD | evidence → |
| Total loans | 213,907,000 | USD | evidence → |
| Allowance for loan losses | 1,845,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 221,250,000 | USD | evidence → |
| Interest-bearing deposits | 193,282,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,968,000 | USD | evidence → |
| Equity capital | 19,425,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,130,000 | USD | evidence → |
| Interest expense | 1,952,000 | USD | evidence → |
| Net interest income | 2,178,000 | USD | evidence → |
| Noninterest income | 609,000 | USD | evidence → |
| Noninterest expense | 1,872,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 889,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 846,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,533,000 | USD | evidence → |
| Total capital | 21,424,000 | USD | evidence → |
| Risk-weighted assets | 171,276,000 | USD | evidence → |