Call report 2024Q2
VALOR BANK — 2024Q2
The 22 measures VALOR BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,455,000 | USD | evidence → |
| Total loans | 214,039,000 | USD | evidence → |
| Allowance for loan losses | 1,879,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,671,000 | USD | evidence → |
| Interest-bearing deposits | 208,391,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,280,000 | USD | evidence → |
| Equity capital | 19,938,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,415,000 | USD | evidence → |
| Interest expense | 3,955,000 | USD | evidence → |
| Net interest income | 4,460,000 | USD | evidence → |
| Noninterest income | 1,477,000 | USD | evidence → |
| Noninterest expense | 3,901,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 1,919,000 | USD | evidence → |
| Income tax | 91,000 | USD | evidence → |
| Net income | 1,828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,045,000 | USD | evidence → |
| Total capital | 22,027,000 | USD | evidence → |
| Risk-weighted assets | 173,642,000 | USD | evidence → |