Call report 2023Q4
VALOR BANK — 2023Q4
The 22 measures VALOR BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 243,174,000 | USD | evidence → |
| Total loans | 209,527,000 | USD | evidence → |
| Allowance for loan losses | 1,798,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,343,000 | USD | evidence → |
| Interest-bearing deposits | 186,089,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,254,000 | USD | evidence → |
| Equity capital | 18,719,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,890,000 | USD | evidence → |
| Interest expense | 5,410,000 | USD | evidence → |
| Net interest income | 8,480,000 | USD | evidence → |
| Noninterest income | 2,329,000 | USD | evidence → |
| Noninterest expense | 7,145,000 | USD | evidence → |
| Provision for loan losses | 313,000 | USD | evidence → |
| Pretax income | 3,363,000 | USD | evidence → |
| Income tax | 135,000 | USD | evidence → |
| Net income | 3,228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,880,000 | USD | evidence → |
| Total capital | 20,692,000 | USD | evidence → |
| Risk-weighted assets | 167,329,000 | USD | evidence → |