Call report 2023Q3
VALOR BANK — 2023Q3
The 22 measures VALOR BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,211,000 | USD | evidence → |
| Total loans | 202,376,000 | USD | evidence → |
| Allowance for loan losses | 1,733,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 197,173,000 | USD | evidence → |
| Interest-bearing deposits | 171,966,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,207,000 | USD | evidence → |
| Equity capital | 17,986,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,878,000 | USD | evidence → |
| Interest expense | 3,591,000 | USD | evidence → |
| Net interest income | 6,287,000 | USD | evidence → |
| Noninterest income | 1,838,000 | USD | evidence → |
| Noninterest expense | 5,378,000 | USD | evidence → |
| Provision for loan losses | 248,000 | USD | evidence → |
| Pretax income | 2,483,000 | USD | evidence → |
| Income tax | 97,000 | USD | evidence → |
| Net income | 2,386,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,147,000 | USD | evidence → |
| Total capital | 19,922,000 | USD | evidence → |
| Risk-weighted assets | 162,920,000 | USD | evidence → |