Call report 2023Q2
VALOR BANK — 2023Q2
The 22 measures VALOR BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 214,028,000 | USD | evidence → |
| Total loans | 191,944,000 | USD | evidence → |
| Allowance for loan losses | 1,616,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,080,000 | USD | evidence → |
| Interest-bearing deposits | 168,559,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,521,000 | USD | evidence → |
| Equity capital | 17,664,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,242,000 | USD | evidence → |
| Interest expense | 2,105,000 | USD | evidence → |
| Net interest income | 4,137,000 | USD | evidence → |
| Noninterest income | 1,297,000 | USD | evidence → |
| Noninterest expense | 3,576,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 1,707,000 | USD | evidence → |
| Income tax | 63,000 | USD | evidence → |
| Net income | 1,644,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,825,000 | USD | evidence → |
| Total capital | 19,488,000 | USD | evidence → |
| Risk-weighted assets | 154,159,000 | USD | evidence → |