Call report 2020Q1
VALOR BANK — 2020Q1
The 22 measures VALOR BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,746,000 | USD | evidence → |
| Total loans | 89,614,000 | USD | evidence → |
| Allowance for loan losses | 677,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,683,000 | USD | evidence → |
| Interest-bearing deposits | 87,204,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,479,000 | USD | evidence → |
| Equity capital | 8,677,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,289,000 | USD | evidence → |
| Interest expense | 456,000 | USD | evidence → |
| Net interest income | 833,000 | USD | evidence → |
| Noninterest income | 658,000 | USD | evidence → |
| Noninterest expense | 1,106,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 342,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 325,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,677,000 | USD | evidence → |
| Total capital | 9,354,000 | USD | evidence → |
| Risk-weighted assets | 72,776,000 | USD | evidence → |