Call report 2019Q4
VALOR BANK — 2019Q4
The 22 measures VALOR BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,086,000 | USD | evidence → |
| Total loans | 80,877,000 | USD | evidence → |
| Allowance for loan losses | 634,000 | USD | evidence → |
| Securities available for sale | 515,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,837,000 | USD | evidence → |
| Interest-bearing deposits | 86,421,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,416,000 | USD | evidence → |
| Equity capital | 8,449,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,820,000 | USD | evidence → |
| Interest expense | 1,774,000 | USD | evidence → |
| Net interest income | 3,046,000 | USD | evidence → |
| Noninterest income | 2,347,000 | USD | evidence → |
| Noninterest expense | 3,737,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 1,610,000 | USD | evidence → |
| Income tax | 76,000 | USD | evidence → |
| Net income | 1,534,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,449,000 | USD | evidence → |
| Total capital | 9,083,000 | USD | evidence → |
| Risk-weighted assets | 70,765,000 | USD | evidence → |