Call report 2020Q2
VALOR BANK — 2020Q2
The 22 measures VALOR BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,539,000 | USD | evidence → |
| Total loans | 100,079,000 | USD | evidence → |
| Allowance for loan losses | 716,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,635,000 | USD | evidence → |
| Interest-bearing deposits | 98,214,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,421,000 | USD | evidence → |
| Equity capital | 9,038,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,680,000 | USD | evidence → |
| Interest expense | 891,000 | USD | evidence → |
| Net interest income | 1,789,000 | USD | evidence → |
| Noninterest income | 1,718,000 | USD | evidence → |
| Noninterest expense | 2,493,000 | USD | evidence → |
| Provision for loan losses | 82,000 | USD | evidence → |
| Pretax income | 932,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 909,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,038,000 | USD | evidence → |
| Total capital | 9,754,000 | USD | evidence → |
| Risk-weighted assets | 75,714,000 | USD | evidence → |