Call report 2019Q3
VALOR BANK — 2019Q3
The 22 measures VALOR BANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,358,000 | USD | evidence → |
| Total loans | 81,792,000 | USD | evidence → |
| Allowance for loan losses | 626,000 | USD | evidence → |
| Securities available for sale | 518,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,804,000 | USD | evidence → |
| Interest-bearing deposits | 82,287,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,517,000 | USD | evidence → |
| Equity capital | 8,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,533,000 | USD | evidence → |
| Interest expense | 1,279,000 | USD | evidence → |
| Net interest income | 2,254,000 | USD | evidence → |
| Noninterest income | 1,682,000 | USD | evidence → |
| Noninterest expense | 2,708,000 | USD | evidence → |
| Provision for loan losses | 38,000 | USD | evidence → |
| Pretax income | 1,190,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 1,136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,121,000 | USD | evidence → |
| Total capital | 8,747,000 | USD | evidence → |
| Risk-weighted assets | 68,299,000 | USD | evidence → |