Call report 2019Q2
VALOR BANK — 2019Q2
The 22 measures VALOR BANK reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,682,000 | USD | evidence → |
| Total loans | 80,829,000 | USD | evidence → |
| Allowance for loan losses | 625,000 | USD | evidence → |
| Securities available for sale | 521,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,573,000 | USD | evidence → |
| Interest-bearing deposits | 74,223,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,350,000 | USD | evidence → |
| Equity capital | 7,766,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,293,000 | USD | evidence → |
| Interest expense | 807,000 | USD | evidence → |
| Net interest income | 1,486,000 | USD | evidence → |
| Noninterest income | 983,000 | USD | evidence → |
| Noninterest expense | 1,722,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 714,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,765,000 | USD | evidence → |
| Total capital | 8,390,000 | USD | evidence → |
| Risk-weighted assets | 68,457,000 | USD | evidence → |