Call report 2008Q1
1ST CONSTITUTION BANK — 2008Q1
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 475,345,000 | USD | evidence → |
| Total loans | 358,153,000 | USD | evidence → |
| Allowance for loan losses | 3,513,000 | USD | evidence → |
| Securities available for sale | 69,335,000 | USD | evidence → |
| Securities held to maturity | 16,486,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 378,824,000 | USD | evidence → |
| Interest-bearing deposits | 305,712,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,112,000 | USD | evidence → |
| Equity capital | 58,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,166,000 | USD | evidence → |
| Interest expense | 2,914,000 | USD | evidence → |
| Net interest income | 4,252,000 | USD | evidence → |
| Noninterest income | 907,000 | USD | evidence → |
| Noninterest expense | 3,537,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 1,457,000 | USD | evidence → |
| Income tax | 489,000 | USD | evidence → |
| Net income | 968,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,583,000 | USD | evidence → |
| Total capital | 61,096,000 | USD | evidence → |
| Risk-weighted assets | 394,399,000 | USD | evidence → |