Call report 2008Q2
1ST CONSTITUTION BANK — 2008Q2
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 503,797,000 | USD | evidence → |
| Total loans | 377,362,000 | USD | evidence → |
| Allowance for loan losses | 3,636,000 | USD | evidence → |
| Securities available for sale | 70,052,000 | USD | evidence → |
| Securities held to maturity | 16,296,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,430,000 | USD | evidence → |
| Interest-bearing deposits | 308,797,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,633,000 | USD | evidence → |
| Equity capital | 58,017,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,354,000 | USD | evidence → |
| Interest expense | 5,812,000 | USD | evidence → |
| Net interest income | 8,542,000 | USD | evidence → |
| Noninterest income | 1,856,000 | USD | evidence → |
| Noninterest expense | 7,296,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 2,742,000 | USD | evidence → |
| Income tax | 862,000 | USD | evidence → |
| Net income | 1,880,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,269,000 | USD | evidence → |
| Total capital | 61,905,000 | USD | evidence → |
| Risk-weighted assets | 416,656,000 | USD | evidence → |