Call report 2007Q4
1ST CONSTITUTION BANK — 2007Q4
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 428,884,000 | USD | evidence → |
| Total loans | 305,083,000 | USD | evidence → |
| Allowance for loan losses | 3,348,000 | USD | evidence → |
| Securities available for sale | 73,299,000 | USD | evidence → |
| Securities held to maturity | 23,512,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,911,000 | USD | evidence → |
| Interest-bearing deposits | 270,855,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,056,000 | USD | evidence → |
| Equity capital | 56,855,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,352,000 | USD | evidence → |
| Interest expense | 11,166,000 | USD | evidence → |
| Net interest income | 19,186,000 | USD | evidence → |
| Noninterest income | 2,984,000 | USD | evidence → |
| Noninterest expense | 12,516,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 9,524,000 | USD | evidence → |
| Income tax | 3,095,000 | USD | evidence → |
| Net income | 6,429,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,614,000 | USD | evidence → |
| Total capital | 59,962,000 | USD | evidence → |
| Risk-weighted assets | 349,606,000 | USD | evidence → |