Call report 2026Q1
CHOICEONE BANK — 2026Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,391,138,000 | USD | evidence → |
| Total loans | 2,993,273,000 | USD | evidence → |
| Allowance for loan losses | 35,496,000 | USD | evidence → |
| Securities available for sale | 573,531,000 | USD | evidence → |
| Securities held to maturity | 384,339,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,671,307,000 | USD | evidence → |
| Interest-bearing deposits | 2,754,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 916,761,000 | USD | evidence → |
| Equity capital | 509,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 53,265,000 | USD | evidence → |
| Interest expense | 15,972,000 | USD | evidence → |
| Net interest income | 37,293,000 | USD | evidence → |
| Noninterest income | 5,976,000 | USD | evidence → |
| Noninterest expense | 25,600,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 17,432,000 | USD | evidence → |
| Income tax | 3,136,000 | USD | evidence → |
| Net income | 14,296,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 388,965,000 | USD | evidence → |
| Total capital | 425,808,000 | USD | evidence → |
| Risk-weighted assets | 3,303,940,000 | USD | evidence → |