Call report 2026Q2
CHOICEONE BANK — 2026Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,453,559,000 | USD | evidence → |
| Total loans | 3,076,614,000 | USD | evidence → |
| Allowance for loan losses | 35,738,000 | USD | evidence → |
| Securities available for sale | 555,571,000 | USD | evidence → |
| Securities held to maturity | 383,345,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,608,257,000 | USD | evidence → |
| Interest-bearing deposits | 2,657,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 950,368,000 | USD | evidence → |
| Equity capital | 519,562,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 107,201,000 | USD | evidence → |
| Interest expense | 32,553,000 | USD | evidence → |
| Net interest income | 74,648,000 | USD | evidence → |
| Noninterest income | 12,774,000 | USD | evidence → |
| Noninterest expense | 51,498,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 33,182,000 | USD | evidence → |
| Income tax | 5,861,000 | USD | evidence → |
| Net income | 27,321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 395,579,000 | USD | evidence → |
| Total capital | 432,664,000 | USD | evidence → |
| Risk-weighted assets | 3,350,048,000 | USD | evidence → |