Call report 2025Q4
CHOICEONE BANK — 2025Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,407,418,000 | USD | evidence → |
| Total loans | 3,029,218,000 | USD | evidence → |
| Allowance for loan losses | 35,550,000 | USD | evidence → |
| Securities available for sale | 554,420,000 | USD | evidence → |
| Securities held to maturity | 385,193,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,602,337,000 | USD | evidence → |
| Interest-bearing deposits | 2,693,017,000 | USD | evidence → |
| Noninterest-bearing deposits | 909,320,000 | USD | evidence → |
| Equity capital | 506,677,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 202,915,000 | USD | evidence → |
| Interest expense | 63,077,000 | USD | evidence → |
| Net interest income | 139,838,000 | USD | evidence → |
| Noninterest income | 23,818,000 | USD | evidence → |
| Noninterest expense | 110,577,000 | USD | evidence → |
| Provision for loan losses | 15,113,000 | USD | evidence → |
| Pretax income | 38,420,000 | USD | evidence → |
| Income tax | 6,777,000 | USD | evidence → |
| Net income | 31,643,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 382,914,000 | USD | evidence → |
| Total capital | 417,800,000 | USD | evidence → |
| Risk-weighted assets | 3,344,552,000 | USD | evidence → |