Call report 2025Q3
CHOICEONE BANK — 2025Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,291,775,000 | USD | evidence → |
| Total loans | 2,916,252,000 | USD | evidence → |
| Allowance for loan losses | 34,754,000 | USD | evidence → |
| Securities available for sale | 544,023,000 | USD | evidence → |
| Securities held to maturity | 388,517,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,568,402,000 | USD | evidence → |
| Interest-bearing deposits | 2,663,106,000 | USD | evidence → |
| Noninterest-bearing deposits | 905,296,000 | USD | evidence → |
| Equity capital | 491,679,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 148,563,000 | USD | evidence → |
| Interest expense | 46,221,000 | USD | evidence → |
| Net interest income | 102,342,000 | USD | evidence → |
| Noninterest income | 17,579,000 | USD | evidence → |
| Noninterest expense | 85,341,000 | USD | evidence → |
| Provision for loan losses | 14,013,000 | USD | evidence → |
| Pretax income | 20,699,000 | USD | evidence → |
| Income tax | 3,647,000 | USD | evidence → |
| Net income | 17,052,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 377,017,000 | USD | evidence → |
| Total capital | 411,407,000 | USD | evidence → |
| Risk-weighted assets | 3,224,074,000 | USD | evidence → |