Call report 2025Q2
CHOICEONE BANK — 2025Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,305,175,000 | USD | evidence → |
| Total loans | 2,928,431,000 | USD | evidence → |
| Allowance for loan losses | 34,798,000 | USD | evidence → |
| Securities available for sale | 479,426,000 | USD | evidence → |
| Securities held to maturity | 390,457,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,594,067,000 | USD | evidence → |
| Interest-bearing deposits | 2,648,751,000 | USD | evidence → |
| Noninterest-bearing deposits | 945,316,000 | USD | evidence → |
| Equity capital | 477,712,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 93,873,000 | USD | evidence → |
| Interest expense | 29,864,000 | USD | evidence → |
| Net interest income | 64,009,000 | USD | evidence → |
| Noninterest income | 10,953,000 | USD | evidence → |
| Noninterest expense | 59,267,000 | USD | evidence → |
| Provision for loan losses | 13,813,000 | USD | evidence → |
| Pretax income | 1,963,000 | USD | evidence → |
| Income tax | -102,000 | USD | evidence → |
| Net income | 2,065,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 368,214,000 | USD | evidence → |
| Total capital | 402,647,000 | USD | evidence → |
| Risk-weighted assets | 3,259,054,000 | USD | evidence → |