Call report 2025Q1
CHOICEONE BANK — 2025Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,300,782,000 | USD | evidence → |
| Total loans | 2,928,896,000 | USD | evidence → |
| Allowance for loan losses | 34,567,000 | USD | evidence → |
| Securities available for sale | 480,650,000 | USD | evidence → |
| Securities held to maturity | 394,434,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,656,733,000 | USD | evidence → |
| Interest-bearing deposits | 2,739,696,000 | USD | evidence → |
| Noninterest-bearing deposits | 917,037,000 | USD | evidence → |
| Equity capital | 473,690,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,951,000 | USD | evidence → |
| Interest expense | 13,074,000 | USD | evidence → |
| Net interest income | 26,877,000 | USD | evidence → |
| Noninterest income | 4,769,000 | USD | evidence → |
| Noninterest expense | 33,941,000 | USD | evidence → |
| Provision for loan losses | 13,163,000 | USD | evidence → |
| Pretax income | -15,394,000 | USD | evidence → |
| Income tax | -3,416,000 | USD | evidence → |
| Net income | -11,978,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 357,911,000 | USD | evidence → |
| Total capital | 392,114,000 | USD | evidence → |
| Risk-weighted assets | 3,285,281,000 | USD | evidence → |