Call report 2024Q4
CHOICEONE BANK — 2024Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,720,381,000 | USD | evidence → |
| Total loans | 1,552,929,000 | USD | evidence → |
| Allowance for loan losses | 16,552,000 | USD | evidence → |
| Securities available for sale | 479,117,000 | USD | evidence → |
| Securities held to maturity | 394,534,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,251,832,000 | USD | evidence → |
| Interest-bearing deposits | 1,689,158,000 | USD | evidence → |
| Noninterest-bearing deposits | 562,674,000 | USD | evidence → |
| Equity capital | 256,165,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 121,057,000 | USD | evidence → |
| Interest expense | 45,019,000 | USD | evidence → |
| Net interest income | 76,038,000 | USD | evidence → |
| Noninterest income | 17,630,000 | USD | evidence → |
| Noninterest expense | 57,301,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 35,700,000 | USD | evidence → |
| Income tax | 6,736,000 | USD | evidence → |
| Net income | 28,964,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 236,479,000 | USD | evidence → |
| Total capital | 250,494,000 | USD | evidence → |
| Risk-weighted assets | 1,977,457,000 | USD | evidence → |