Call report 2024Q3
CHOICEONE BANK — 2024Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,724,240,000 | USD | evidence → |
| Total loans | 1,509,944,000 | USD | evidence → |
| Allowance for loan losses | 16,490,000 | USD | evidence → |
| Securities available for sale | 497,552,000 | USD | evidence → |
| Securities held to maturity | 391,954,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,245,330,000 | USD | evidence → |
| Interest-bearing deposits | 1,687,173,000 | USD | evidence → |
| Noninterest-bearing deposits | 558,157,000 | USD | evidence → |
| Equity capital | 244,543,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 90,035,000 | USD | evidence → |
| Interest expense | 33,736,000 | USD | evidence → |
| Net interest income | 56,299,000 | USD | evidence → |
| Noninterest income | 12,633,000 | USD | evidence → |
| Noninterest expense | 42,367,000 | USD | evidence → |
| Provision for loan losses | 1,100,000 | USD | evidence → |
| Pretax income | 26,233,000 | USD | evidence → |
| Income tax | 5,014,000 | USD | evidence → |
| Net income | 21,219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 232,370,000 | USD | evidence → |
| Total capital | 246,322,000 | USD | evidence → |
| Risk-weighted assets | 1,886,107,000 | USD | evidence → |