Call report 2024Q2
CHOICEONE BANK — 2024Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,620,764,000 | USD | evidence → |
| Total loans | 1,443,473,000 | USD | evidence → |
| Allowance for loan losses | 16,152,000 | USD | evidence → |
| Securities available for sale | 491,671,000 | USD | evidence → |
| Securities held to maturity | 392,698,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,131,382,000 | USD | evidence → |
| Interest-bearing deposits | 1,609,542,000 | USD | evidence → |
| Noninterest-bearing deposits | 521,840,000 | USD | evidence → |
| Equity capital | 243,268,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 58,349,000 | USD | evidence → |
| Interest expense | 22,707,000 | USD | evidence → |
| Net interest income | 35,642,000 | USD | evidence → |
| Noninterest income | 8,087,000 | USD | evidence → |
| Noninterest expense | 27,680,000 | USD | evidence → |
| Provision for loan losses | 675,000 | USD | evidence → |
| Pretax income | 15,984,000 | USD | evidence → |
| Income tax | 3,005,000 | USD | evidence → |
| Net income | 12,979,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 226,752,000 | USD | evidence → |
| Total capital | 240,366,000 | USD | evidence → |
| Risk-weighted assets | 1,814,689,000 | USD | evidence → |