Call report 2024Q1
CHOICEONE BANK — 2024Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,668,315,000 | USD | evidence → |
| Total loans | 1,424,625,000 | USD | evidence → |
| Allowance for loan losses | 16,037,000 | USD | evidence → |
| Securities available for sale | 504,634,000 | USD | evidence → |
| Securities held to maturity | 397,981,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,198,207,000 | USD | evidence → |
| Interest-bearing deposits | 1,683,163,000 | USD | evidence → |
| Noninterest-bearing deposits | 515,044,000 | USD | evidence → |
| Equity capital | 227,331,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,408,000 | USD | evidence → |
| Interest expense | 11,546,000 | USD | evidence → |
| Net interest income | 16,862,000 | USD | evidence → |
| Noninterest income | 3,974,000 | USD | evidence → |
| Noninterest expense | 13,535,000 | USD | evidence → |
| Provision for loan losses | 403,000 | USD | evidence → |
| Pretax income | 7,254,000 | USD | evidence → |
| Income tax | 1,297,000 | USD | evidence → |
| Net income | 5,957,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 213,575,000 | USD | evidence → |
| Total capital | 227,346,000 | USD | evidence → |
| Risk-weighted assets | 1,805,508,000 | USD | evidence → |