Call report 2023Q4
CHOICEONE BANK — 2023Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,574,432,000 | USD | evidence → |
| Total loans | 1,415,364,000 | USD | evidence → |
| Allowance for loan losses | 15,685,000 | USD | evidence → |
| Securities available for sale | 514,598,000 | USD | evidence → |
| Securities held to maturity | 407,959,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,134,035,000 | USD | evidence → |
| Interest-bearing deposits | 1,574,430,000 | USD | evidence → |
| Noninterest-bearing deposits | 559,605,000 | USD | evidence → |
| Equity capital | 216,975,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 98,947,000 | USD | evidence → |
| Interest expense | 31,459,000 | USD | evidence → |
| Net interest income | 67,488,000 | USD | evidence → |
| Noninterest income | 15,064,000 | USD | evidence → |
| Noninterest expense | 54,650,000 | USD | evidence → |
| Provision for loan losses | 1,265,000 | USD | evidence → |
| Pretax income | 27,813,000 | USD | evidence → |
| Income tax | 4,778,000 | USD | evidence → |
| Net income | 23,035,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 212,283,000 | USD | evidence → |
| Total capital | 224,095,000 | USD | evidence → |
| Risk-weighted assets | 1,803,424,000 | USD | evidence → |