Call report 2023Q3
CHOICEONE BANK — 2023Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,571,301,000 | USD | evidence → |
| Total loans | 1,315,022,000 | USD | evidence → |
| Allowance for loan losses | 14,872,000 | USD | evidence → |
| Securities available for sale | 490,804,000 | USD | evidence → |
| Securities held to maturity | 414,743,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,144,360,000 | USD | evidence → |
| Interest-bearing deposits | 1,601,233,000 | USD | evidence → |
| Noninterest-bearing deposits | 543,127,000 | USD | evidence → |
| Equity capital | 202,647,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 70,992,000 | USD | evidence → |
| Interest expense | 20,468,000 | USD | evidence → |
| Net interest income | 50,524,000 | USD | evidence → |
| Noninterest income | 11,269,000 | USD | evidence → |
| Noninterest expense | 41,003,000 | USD | evidence → |
| Provision for loan losses | 332,000 | USD | evidence → |
| Pretax income | 20,879,000 | USD | evidence → |
| Income tax | 3,520,000 | USD | evidence → |
| Net income | 17,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 208,644,000 | USD | evidence → |
| Total capital | 220,200,000 | USD | evidence → |
| Risk-weighted assets | 1,736,281,000 | USD | evidence → |