Call report 2023Q2
CHOICEONE BANK — 2023Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,480,027,000 | USD | evidence → |
| Total loans | 1,273,153,000 | USD | evidence → |
| Allowance for loan losses | 14,582,000 | USD | evidence → |
| Securities available for sale | 521,202,000 | USD | evidence → |
| Securities held to maturity | 420,549,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,096,414,000 | USD | evidence → |
| Interest-bearing deposits | 1,541,463,000 | USD | evidence → |
| Noninterest-bearing deposits | 554,951,000 | USD | evidence → |
| Equity capital | 201,295,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,702,000 | USD | evidence → |
| Interest expense | 10,802,000 | USD | evidence → |
| Net interest income | 33,900,000 | USD | evidence → |
| Noninterest income | 7,400,000 | USD | evidence → |
| Noninterest expense | 27,372,000 | USD | evidence → |
| Provision for loan losses | -106,000 | USD | evidence → |
| Pretax income | 14,153,000 | USD | evidence → |
| Income tax | 2,330,000 | USD | evidence → |
| Net income | 11,823,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 205,497,000 | USD | evidence → |
| Total capital | 214,046,000 | USD | evidence → |
| Risk-weighted assets | 1,688,051,000 | USD | evidence → |