Call report 2023Q1
CHOICEONE BANK — 2023Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,406,337,000 | USD | evidence → |
| Total loans | 1,214,185,000 | USD | evidence → |
| Allowance for loan losses | 15,065,000 | USD | evidence → |
| Securities available for sale | 535,347,000 | USD | evidence → |
| Securities held to maturity | 422,876,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,114,640,000 | USD | evidence → |
| Interest-bearing deposits | 1,551,202,000 | USD | evidence → |
| Noninterest-bearing deposits | 563,438,000 | USD | evidence → |
| Equity capital | 191,511,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,389,000 | USD | evidence → |
| Interest expense | 3,983,000 | USD | evidence → |
| Net interest income | 17,406,000 | USD | evidence → |
| Noninterest income | 3,569,000 | USD | evidence → |
| Noninterest expense | 13,891,000 | USD | evidence → |
| Provision for loan losses | 309,000 | USD | evidence → |
| Pretax income | 7,129,000 | USD | evidence → |
| Income tax | 1,128,000 | USD | evidence → |
| Net income | 6,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 202,416,000 | USD | evidence → |
| Total capital | 211,447,000 | USD | evidence → |
| Risk-weighted assets | 1,620,494,000 | USD | evidence → |