Call report 2022Q4
CHOICEONE BANK — 2022Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,382,585,000 | USD | evidence → |
| Total loans | 1,194,616,000 | USD | evidence → |
| Allowance for loan losses | 7,619,000 | USD | evidence → |
| Securities available for sale | 529,749,000 | USD | evidence → |
| Securities held to maturity | 425,906,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,126,308,000 | USD | evidence → |
| Interest-bearing deposits | 1,518,424,000 | USD | evidence → |
| Noninterest-bearing deposits | 607,884,000 | USD | evidence → |
| Equity capital | 192,540,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 75,033,000 | USD | evidence → |
| Interest expense | 6,255,000 | USD | evidence → |
| Net interest income | 68,778,000 | USD | evidence → |
| Noninterest income | 15,833,000 | USD | evidence → |
| Noninterest expense | 53,263,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 29,719,000 | USD | evidence → |
| Income tax | 4,451,000 | USD | evidence → |
| Net income | 25,268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 201,077,000 | USD | evidence → |
| Total capital | 208,696,000 | USD | evidence → |
| Risk-weighted assets | 1,603,672,000 | USD | evidence → |