Call report 2022Q3
CHOICEONE BANK — 2022Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,360,805,000 | USD | evidence → |
| Total loans | 1,141,318,000 | USD | evidence → |
| Allowance for loan losses | 7,457,000 | USD | evidence → |
| Securities available for sale | 530,093,000 | USD | evidence → |
| Securities held to maturity | 428,205,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,167,598,000 | USD | evidence → |
| Interest-bearing deposits | 1,557,294,000 | USD | evidence → |
| Noninterest-bearing deposits | 610,304,000 | USD | evidence → |
| Equity capital | 178,374,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,414,000 | USD | evidence → |
| Interest expense | 3,378,000 | USD | evidence → |
| Net interest income | 51,036,000 | USD | evidence → |
| Noninterest income | 12,133,000 | USD | evidence → |
| Noninterest expense | 40,077,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 21,608,000 | USD | evidence → |
| Income tax | 3,309,000 | USD | evidence → |
| Net income | 18,299,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 194,043,000 | USD | evidence → |
| Total capital | 201,500,000 | USD | evidence → |
| Risk-weighted assets | 1,575,885,000 | USD | evidence → |