Call report 2022Q2
CHOICEONE BANK — 2022Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,357,558,000 | USD | evidence → |
| Total loans | 1,129,438,000 | USD | evidence → |
| Allowance for loan losses | 7,416,000 | USD | evidence → |
| Securities available for sale | 566,142,000 | USD | evidence → |
| Securities held to maturity | 429,675,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,150,826,000 | USD | evidence → |
| Interest-bearing deposits | 1,559,576,000 | USD | evidence → |
| Noninterest-bearing deposits | 591,250,000 | USD | evidence → |
| Equity capital | 186,026,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,133,000 | USD | evidence → |
| Interest expense | 1,805,000 | USD | evidence → |
| Net interest income | 33,328,000 | USD | evidence → |
| Noninterest income | 8,385,000 | USD | evidence → |
| Noninterest expense | 26,716,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 14,182,000 | USD | evidence → |
| Income tax | 2,136,000 | USD | evidence → |
| Net income | 12,046,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 187,270,000 | USD | evidence → |
| Total capital | 194,686,000 | USD | evidence → |
| Risk-weighted assets | 1,530,493,000 | USD | evidence → |