Call report 2020Q3
CHOICEONE BANK — 2020Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,573,359,000 | USD | evidence → |
| Total loans | 1,001,478,000 | USD | evidence → |
| Allowance for loan losses | 6,685,000 | USD | evidence → |
| Securities available for sale | 392,389,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,364,602,000 | USD | evidence → |
| Interest-bearing deposits | 966,955,000 | USD | evidence → |
| Noninterest-bearing deposits | 397,647,000 | USD | evidence → |
| Equity capital | 201,870,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,721,000 | USD | evidence → |
| Interest expense | 3,311,000 | USD | evidence → |
| Net interest income | 35,410,000 | USD | evidence → |
| Noninterest income | 15,431,000 | USD | evidence → |
| Noninterest expense | 33,004,000 | USD | evidence → |
| Provision for loan losses | 3,000,000 | USD | evidence → |
| Pretax income | 16,119,000 | USD | evidence → |
| Income tax | 2,714,000 | USD | evidence → |
| Net income | 13,405,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 135,705,000 | USD | evidence → |
| Total capital | 142,390,000 | USD | evidence → |
| Risk-weighted assets | 1,042,565,000 | USD | evidence → |