Call report 2020Q4
CHOICEONE BANK — 2020Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,921,293,000 | USD | evidence → |
| Total loans | 1,117,799,000 | USD | evidence → |
| Allowance for loan losses | 7,593,000 | USD | evidence → |
| Securities available for sale | 574,799,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,686,550,000 | USD | evidence → |
| Interest-bearing deposits | 1,196,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 489,626,000 | USD | evidence → |
| Equity capital | 228,894,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,702,000 | USD | evidence → |
| Interest expense | 4,405,000 | USD | evidence → |
| Net interest income | 51,297,000 | USD | evidence → |
| Noninterest income | 21,543,000 | USD | evidence → |
| Noninterest expense | 48,373,000 | USD | evidence → |
| Provision for loan losses | 4,000,000 | USD | evidence → |
| Pretax income | 21,749,000 | USD | evidence → |
| Income tax | 3,702,000 | USD | evidence → |
| Net income | 18,047,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 152,091,000 | USD | evidence → |
| Total capital | 159,684,000 | USD | evidence → |
| Risk-weighted assets | 1,233,532,000 | USD | evidence → |