Call report 2020Q2
CHOICEONE BANK — 2020Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,538,158,000 | USD | evidence → |
| Total loans | 968,747,000 | USD | evidence → |
| Allowance for loan losses | 5,750,000 | USD | evidence → |
| Securities available for sale | 372,525,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,332,219,000 | USD | evidence → |
| Interest-bearing deposits | 932,221,000 | USD | evidence → |
| Noninterest-bearing deposits | 399,998,000 | USD | evidence → |
| Equity capital | 197,895,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,516,000 | USD | evidence → |
| Interest expense | 2,507,000 | USD | evidence → |
| Net interest income | 23,009,000 | USD | evidence → |
| Noninterest income | 9,287,000 | USD | evidence → |
| Noninterest expense | 21,763,000 | USD | evidence → |
| Provision for loan losses | 1,775,000 | USD | evidence → |
| Pretax income | 10,075,000 | USD | evidence → |
| Income tax | 1,710,000 | USD | evidence → |
| Net income | 8,365,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 133,078,000 | USD | evidence → |
| Total capital | 138,828,000 | USD | evidence → |
| Risk-weighted assets | 954,614,000 | USD | evidence → |